Privacy Policy

Effective Date: 02/01/2025

At Credit Surgeons , we are committed to protecting your privacy and ensuring a safe online experience. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.CreditSurgeonCom.Com , including any associated services, features, and content (collectively referred to as the "Site"). Please read this policy carefully to understand our views and practices regarding your personal data and how we treat it.

By accessing or using the Site, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with the terms of this policy, please do not use the Site.

1. Information We Collect

We collect the following types of information when you visit or interact with our Site:

a. Personal Information

Name, email address, phone number, mailing address, and other personal information provided voluntarily during registration, sign-ups, or inquiries.
Financial information, such as credit score, credit report, and details about your financial status, provided during consultations or services related to credit repair.

b. Non-Personal Information

Usage data: IP addresses, browser types, operating systems, and other technical data automatically collected when you access or use the Site.
Cookies and similar technologies to improve user experience and analyze trends on the Site.

2. How We Use Your Information

We use the information we collect in the following ways:

To provide you with our credit repair services and process your requests.
To communicate with you, including sending updates, service-related information, or marketing communications (if you have opted-in).
To improve our Site's functionality, performance, and user experience.
To comply with legal obligations and protect our rights and interests.
To analyze trends, track usage patterns, and assess the effectiveness of our Site and services.

3. How We Protect Your Information

We take reasonable precautions to protect your personal information from unauthorized access, loss, misuse, or disclosure. This includes implementing administrative, technical, and physical safeguards. However, no method of transmission over the internet or electronic storage is 100% secure, so we cannot guarantee absolute security.

4. Sharing Your Information

We do not sell, rent, or trade your personal information to third parties. However, we may share your information in the following circumstances:

Service Providers: We may share your information with trusted third-party service providers who assist with our operations, such as payment processing, data hosting, and customer support. These providers are bound by confidentiality agreements and only use your information for specific purposes related to our services.
Legal Compliance: We may disclose your information if required by law, court order, or government regulation, or to protect our legal rights, prevent fraud, or comply with a legal process.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you via email or prominent notice on our Site of any such change in ownership.

5. Your Data Rights

Depending on your location, you may have certain rights regarding your personal information, including:

Access: You can request access to the personal information we hold about you.
Correction: You can request to update or correct any inaccurate or incomplete information.
Deletion: You can request the deletion of your personal information, subject to certain exceptions, such as legal obligations.
Opt-Out: You can opt out of receiving marketing communications at any time by following the unsubscribe instructions in the emails or by contacting us directly.

To exercise any of these rights, please contact us using the information below.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on the Site. Cookies are small files stored on your device that help us recognize your preferences, improve website functionality, and track Site usage.

You can control the use of cookies through your browser settings. However, please note that disabling cookies may affect the functionality of certain features of the Site.

For more information on our use of cookies, please refer to our Cookie Policy (if applicable).

7. Third-Party Websites

Our Site may contain links to third-party websites. Please note that we are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

8. Children's Privacy

Our Site is not intended for individuals under the age of 13, and we do not knowingly collect or solicit personal information from children under 13. If we become aware that we have inadvertently collected personal information from a child under 13, we will take steps to delete such information as soon as possible.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, or legal requirements. When we make changes, we will update the "Effective Date" at the top of the policy and post the revised policy on our Site. We encourage you to review this policy periodically to stay informed about how we are protecting your information.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

United Credit Force

1111 6th Ave Ste 550

PMB 456139

San Diego, California 92101-5211

Main Company Number: 619-655-3087

Personal agent number: 619-655-3149

Email: john@creditsurgeoncom.com